Your Health Is Your Wealth

It is a penalty by way of additional contributions, imposed on persons joining a scheme late in life. This will be from the age of 35. Proof of previous membership by the medical scheme must be sent in with the application to prevent a late joiner penalty.

Certain medical procedures require a co-payment. This is a portion (fixed amount) of the cost for which the client is responsible to cover from their budget, for a specific medical treatment/procedure.