Everything you need to know about the benefits of GAP cover
Are you fully aware of how GAP Cover can protect your finances against unexpected medical expenses? This month, Delta4 presents expert insights featuring Candice Moore from Sirago Underwriting Managers, who provides an in-depth look at GAP Cover and its benefits for your insurance portfolio. GAP cover is a strategic element of health insurance that bridges […]
Greylisting: Implications for Your Finances
RESPOND STRATEGICALLY WITH DELTA4 In a recent development that has significant implications for South Africa’s economic and financial landscape, the issue of Greylisting has emerged as a critical concern. Delta4’s latest video, featuring Elrika Botha from Infinitus Risk Management Services, offers an in-depth exploration of Greylisting. We discuss what Greylisting means, its effects on the […]
What does the typical financial planning process look like?
“A good plan is like a roadmap: it shows the final destination and usually the best way to get there” – H.S. Judd (American Author) At Delta4, our main objective is to see our clients reach financial independence (amongst other life goals). To help our clients reach this objective, we build custom financial plans – […]
What is Financial Planning – and who needs a Financial Advisor?
The Financial Planning Standards Board (FPSB) defines financial planning as the “process of developing strategies to help people manage their financial affairs to meet personal goals.” [1] At Delta4, we see ourselves as our clients’ financial navigators, steering their portfolios across a sea of change to help them reach their goals. Remember, there are very […]
What is a FNA?
One of the most important building blocks in establishing a firm financial foundation is determining the difference between “wants” and “needs.” Sounds simple, doesn’t it? A “want” is something you don’t require for basic survival and a “need” is something you must have to live. Yet, sometimes it can be hard to tell where a […]