One of the most important building blocks in establishing a firm financial foundation is determining the difference between “wants” and “needs.” Sounds simple, doesn’t it?
A “want” is something you don’t require for basic survival and a “need” is something you must have to live. Yet, sometimes it can be hard to tell where a “want” begins and a “need” ends – especially where immediate family is concerned. Financial health is all about the choices you make over the long term.
It’s never too late to change your financial future. That’s where a Delta4 financial needs analysis (FNA) comes in. It’s COMPLIMENTARY, it’s confidential and it takes about 30 minutes.
When you think about the following items or services, how do you define them? As a want or a need?
- A new car every four years
- A workable retirement savings plan
- A 60” HDTV
- Adequate life insurance
- “Dream” vacations every year
- A one-year emergency fund
How you classify each of the above will most likely have a direct bearing on reaching your goals and dreams. But sometimes the decisions aren’t quite so clearly cut and dried. That’s where our financial needs analysis (FNA) comes in. With a little data gathering and a few minutes a Delta4 representative can produce a personalised, confidential and COMPLIMENTARY FNA for you and help you make a game plan for success.
Start In Just 30 Minutes
One of the best things that you can do for yourself and your family is to establish a realistic game plan that you follow. Your Delta4 representative can meet with you and, in just 30 minutes, help you start developing that strategy – one that you know you can follow.
We teach people how money works so they can make informed decisions about how to manage their finances. The basics of money are generally not taught in school. With your FNA, you’ll learn the steps you need to take to get on the road to the financial life you want and deserve.