Services

Investment management

Our client-focused approach begins with a straightforward conversation focused on you, your aspirations and your investment priorities. Our qualified and experienced team of advisors will work with you to design a personalised investment plan. Our expert financial advisors are able to assist in making sense of complicated or confusing financial markets and differentiate between good and bad investments.

  • Unit Trusts
  • Exchange Traded Funds (Index Tracker Funds)
  • In-house White Label Funds (Category II)

Retirement planning

We position retirement planning within the context of total wealth management. Our detailed analysis of your unique situation involves understanding what is most important to you, identifying the risks you face and calculating how much income you will need annually during retirement based on your required standard of living and estimated inflation rates.

  • Pre-retirement Planning
  • Post-retirement Planning

Risk planning

Risk management involves structuring your personal and business affairs to provide for you and your family in the event of premature death, unforeseen disability and planned retirement. Our advisors also look at ownership and beneficiary designations to make sure your assets are passed to the intended heirs in the most tax efficient manner.

  • Life Cover
  • Disability Cover
    • Lump Sum Benefit
    • Income Continuation Benefit
  • Critical Illness Cover

Fiduciary services

We at Delta4 understand the effectiveness of personal trusts as tools in preserving and transferring your wealth. We can serve as a corporate trustee, co-trustee or agent for a trustee.

  • Wills
  • Estate Planning

Health cover

Navigating today’s health insurance landscape is challenging. We make it easy to get a quote for coverage that meets your needs and budget.

  • Medical Aid Cover

Short term insurance

Our range of affordable short term insurance options includes car, household contents & building insurance.

  • Personal Lines
  • Commercial Lines

Employee benefits

Our mission is to provide employers and employees with optimal retirement planning solutions. Delta4 can assist employees with the selection of investments available, and in completing any necessary forms for participation. We provide our clients with various investment opportunities including retirement plans that guarantee the protection of the employee.

  • Asset Consulting
  • Retirement Fund Design
  • Group Risk Benefit Consulting
  • Fiduciary Services

The sooner you start planning, the more likely you will achieve your financial goals and the better off you’ll be in the future.

Find out more about our service offerings